Let's KY (2014)

(This entry is a rewrite of the previous entry.)

Do you know the word KY ?

"KY" is  for short "Kuuki no Yomenai hito" in Japanese.

That means "Person who can't read the atmosphere"

This word is expressed a negative trait of the Japanese very well.

At school, work, home, family, community,

We have been facing invisible pressure "Reading the atmosphere".

Many Japanese people do not like KY.

KY is bullied, depressed, and in the worst case, choose death.

One of the most important skills to survive in Japanese society is reading the atmosphere. 

Doing the same thing, same hobby, watching the same TV show.

For example,

Japanese Recruitment Suit. 

In the job search, companies do not request students to wear a recruitment suit.

But the atmosphere enforces students to wear the recruitment suit.

I was always frightened whenever I watch the news of the initiation ceremony.

Because all new recruits wear the same suits.

However, let's think about

People who changed the world, 

People who are successful,

I believe that they are KY.

Edison ,Einstein, John Lennon, Bill Gates, Steve Jobs, etc, etc.

Steve Jobs, Apple's founder, said

Your time is limited, 

so don't waste it living someone else's life.

Don't be trapped by dogma 

- which is living with the results of other people's thinking.

Don't let the noise of others' opinions drown out your own inner voice.

And most important, have the courage to follow your heart and intuition.

They somehow already know what you truly want to become.

Everything else is secondary.

Life is very short.

But we spend a lot of time thinking about other people.

Finally,

Let's think about the first person who ate sea cucumber.

I think he is a KY.

Thanks KY!

Now we can eat a sea cucumber.

I strongly respect the first person who ate sea cucumber.

I want to be them rather than a person in the status quo.

We can live in such a wonderful and fantastic world thanks to such a person like them.

Let's KY!

What is NISA ?

Have you ever been heard the word NISA ?

What does NISA stand for ?

NISA stands for Nippon Individual Savings Account.

NISA is Japanese tax-exempt system which is introduced with reference to ISA, tax-exempt system for a small investment of Britain.

NISA was launched Jan. this year.

Usually, about 20-percent tax will be applied on Profits and Dividend from shares and investment trusts.

But If we use NISA,  About 20-percent tax exempted.

In other words, TAX-FREE.

I will explain four points about NISA.

1. SUBJECT

Subject to NISA are Profits and Dividend from shares and investment trusts.

2. Investment

The amount of Investment is up to 1 million yen a year.

3. Period 

The period during which the investment can be managed tax-free is for a maximum of 5 years.

4. Total Investment

If the investment up to the amount of the limit is made every year, a maximum of 5 million yen non-taxable investment will be made.

For example.

I bought JPY 1,000,000 worth of shares of MAZDA.

After that, my shares of MAZDA become worth JPY 1,100,000.

If I sell them, my profit is JPY 100,000.

And a 20-percent tax is applied on this profit.

After all, I must pay tax JPY 20,000.

But, NISA is TAX-free in this case.

If I invest up to the amount of the limit every year, 

In 2014, non-taxable investment is JPY 1 million.

In 2015, non-taxable investment is JPY 2 million.

In 2016, JPY 3 million.

In 2017, JPY 4 million.

In 2018, JPY 5 million.

A maximum of JPY 5 million non-taxable investment will be made.

Next,

I will show you Frequently asked questions.

Q: Who can establish NISA ?

A: Individual, Japanese, More than 20 years old.

Q: Can I transfer funds that I am having to NISA ?

A: No, you can't. NISA is only NEW INVESTMENT available.

Q: Can I invest within tax exemptions of NISA at many times when I sell my share in NISA ?

A: No, you can't use tax exemptions you sold.

Q: How many NISA can I establish ?

A: You can establish only one account per one person in all financial institutions.

    You can't establish multiple accounts

Q: How to establish NISA.

A: Let's go to the financial institutions such as a securities firm or Bank.

   

On this opportunity,

Why don't you start NISA as well?

However, take full responsibility for your investment.