What is NISA ?

Have you ever been heard the word NISA ?

What does NISA stand for ?

NISA stands for Nippon Individual Savings Account.

NISA is Japanese tax-exempt system which is introduced with reference to ISA, tax-exempt system for a small investment of Britain.

NISA was launched Jan. this year.

Usually, about 20-percent tax will be applied on Profits and Dividend from shares and investment trusts.

But If we use NISA,  About 20-percent tax exempted.

In other words, TAX-FREE.

I will explain four points about NISA.

1. SUBJECT

Subject to NISA are Profits and Dividend from shares and investment trusts.

2. Investment

The amount of Investment is up to 1 million yen a year.

3. Period 

The period during which the investment can be managed tax-free is for a maximum of 5 years.

4. Total Investment

If the investment up to the amount of the limit is made every year, a maximum of 5 million yen non-taxable investment will be made.

For example.

I bought JPY 1,000,000 worth of shares of MAZDA.

After that, my shares of MAZDA become worth JPY 1,100,000.

If I sell them, my profit is JPY 100,000.

And a 20-percent tax is applied on this profit.

After all, I must pay tax JPY 20,000.

But, NISA is TAX-free in this case.

If I invest up to the amount of the limit every year, 

In 2014, non-taxable investment is JPY 1 million.

In 2015, non-taxable investment is JPY 2 million.

In 2016, JPY 3 million.

In 2017, JPY 4 million.

In 2018, JPY 5 million.

A maximum of JPY 5 million non-taxable investment will be made.

Next,

I will show you Frequently asked questions.

Q: Who can establish NISA ?

A: Individual, Japanese, More than 20 years old.

Q: Can I transfer funds that I am having to NISA ?

A: No, you can't. NISA is only NEW INVESTMENT available.

Q: Can I invest within tax exemptions of NISA at many times when I sell my share in NISA ?

A: No, you can't use tax exemptions you sold.

Q: How many NISA can I establish ?

A: You can establish only one account per one person in all financial institutions.

    You can't establish multiple accounts

Q: How to establish NISA.

A: Let's go to the financial institutions such as a securities firm or Bank.

   

On this opportunity,

Why don't you start NISA as well?

However, take full responsibility for your investment.